Seeing the Big Picture
We work with you to build a comprehensive plan, assessing factors like return expectations, time horizon, and risk tolerance within the context of your life, your family, and your short- and long-term goals.
Specialists work in tandem with your advisor to determine an optimal asset allocation aligned with your goals, while preserving and growing wealth, and carefully managing risk.
Every Portfolio Is Unique
There is no one-size-fits-all asset allocation solution. Our Investment Strategy Group uses a proprietary, multi-factor methodology that is unique in the industry, incorporating academic and practitioner insights to address the shortcomings of traditional approaches and create a thoughtful allocation for each client.
We employ fundamental, quantitative, and technical analysis to determine the most suitable strategies for your portfolio across Goldman Sachs investment strategies and carefully vetted external managers.
Evolving With You
We apply wealth illustrations and portfolio stress tests to assess possible performance profiles under different market conditions, adjusting assumptions as needs and conditions change.
We help you clearly define investment goals, taking into account capital preservation, long-term needs, liquidity, tax status, lifestyle, and more.
Your plan can include strategies unique to Goldman Sachs across public and private markets, as well as carefully vetted external opportunities.
Your portfolio seeks to sustain a target level of income while also preserving assets across market cycles on an inflation-adjusted basis.
Specialists join you and your advisor for meetings and portfolio reviews.
We continuously build solutions to meet client needs and can help generate superior investment returns.
Our Relationship with Clients. We act as an investment adviser or as a broker depending on our relationship with you, and may act as both for some clients. Our role and obligations will vary depending on the capacity in which we act. Where we act as an investment adviser, our primary role is to give you advice, help you manage your investments or help you hire another adviser to do so. Where we act as a broker, our primary role is to execute trades for you based on your instructions and any advice we give you is incidental to our brokerage services. How we are compensated by you (and sometimes by issuers or managers of investments who compensate us based on what you buy) and how your Private Wealth Management team is compensated will vary depending on whether you have an advisory or brokerage account and on the investments we or you make in your account, and may change over time. Goldman Sachs & Co. LLC (“we,” “us,” and “GS&Co.,” and together with its affiliates, “Goldman Sachs” or “GS”) is registered with the Securities and Exchange Commission (“SEC”) as both a broker-dealer and an investment adviser and is a member of the Financial Industry Regulatory Authority (“FINRA”) and the Securities Investor Protection Corporation (“SIPC”). We predominantly offer investment advisory and brokerage services to retail investors through our Wealth Management business unit, which includes Private Wealth Management (“PWM”). Investment advisory and/or financial counseling services may be provided by GS&Co., an affiliate, or an external manager under the wrap program sponsored by GS&Co. Brokerage services are provided by GS&Co.
Investment Strategy Group (“ISG”). The Investment Strategy Group, part of the Asset & Wealth Management business (“AWM”) of GS, focuses on asset allocation strategy formation and market analysis for GS Wealth Management. Any information that references ISG, including their model portfolios, represents the views of ISG, is not financial research and is not a product of GS Global Investment Research (“GIR”) and may vary significantly from views expressed by individual portfolio management teams within AWM, or other groups at GS.
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Investment Risks and Information. Goldman Sachs Private Wealth Management offers a range of products that you should carefully consider for their unique terms and risks prior to investing to ensure they are appropriate for your individual circumstances.
Entities Providing Services.
The below entities are affiliated entities that are subsidiaries of The Goldman Sachs Group, Inc. (collectively, the “Firm” or “Goldman Sachs”). Please note that offering of services is subject to jurisdictional requirements, and may not be available to all clients.
United States
Investment advisory and/or financial counseling services may be provided by Goldman Sachs & Co. LLC (“GS&Co.”), an affiliate, or an external manager under the wrap program sponsored by GS&Co. Entities and/or affiliates may include but are not limited to Goldman Sachs Wealth Services, L.P. or another affiliate. Brokerage services are provided by GS&Co., member Financial Industry Regulatory Authority (“FINRA”) / Securities Investor Protection Corporation (“SIPC ”).
EMEA
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Asia
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Tax Information. GS does not provide legal, tax or accounting advice, unless explicitly agreed in writing between you and GS, and does not offer the sale of insurance products. You should obtain your own independent tax advice based on your circumstances. The information included in this presentation, including, if shown, in the Tax Summary section, does not constitute tax advice, has not been audited, should not be used for tax reporting, and is not a substitute for the applicable tax documents, including your Form 1099, Schedule K-1 for private investments, which we will provide to you annually, or your monthly GS account statement(s). The cost basis included in this presentation may differ from your cost basis for tax purposes. Information regarding your Alternative Investments and transactions for retirement accounts are not included in the Tax Summary section.
Educational Only. This information provided on this site is intended for educational and informational purposes only and is provided solely on the basis that it will not form a primary basis for any investment decisions. This information is not intended to be used as a general guide to investing, or as a source of any specific investment recommendations, and makes no implied or express recommendations concerning the manner in which any client’s account should or would be handled, as appropriate investment strategies depend upon the client’s investment objectives.
Goldman Sachs & Co. LLC is registered with the Securities and Exchange Commission (“SEC”) as both a broker-dealer and an investment adviser and is a member of the Financial Industry Regulatory Authority (“FINRA”) and the Securities Investor Protection Corporation (“SIPC”).